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Guide to Mortgage Calculators and Home Loan Resources

diesel1025 — Thu, 29 Mar 2007 22:51:32 EDT

Provides guide to mortgages calculators to help consumers understand home loans.

Channel: Real Estate Tags: mortgage home loan calculator

Fixed Rate Mortgage Basics

diesel1025 — Fri, 30 Mar 2007 00:22:50 EDT

Understanding Fixed Rate Mortgages and how they can be used for homeowners.

Channel: Real Estate Tags: real estate morgage lender home loans refinancing

Opportunities exist is current real estate market

tomvoli — Wed, 28 Mar 2007 11:38:47 EDT

As the summer draws near there are more buyers coming out to look for homes. The inventory levels are still at a very high level and this means there are plenty of opportunities to find the right home for you.

Channel: Real Estate Tags: real estate market invest mortgage interest rates 2007

Is the American Empire on the Brink of Collapse?

gatitabonitasen — Sun, 25 Mar 2007 21:56:47 EDT

U.S. military expert Chalmers Johnson argues the catastrophe in Iraq and the staggering cost of running a military that stretches across 130 countries on 737 bases may finally cost America its empire. I believe that we're close to a tipping point right now. What happened to the Soviet Union between 1989 and 1991 could easily be happening to us for

Channel: Politics Tags:

The impact of nuclear attacks on U.S. cities

pagey — Sun, 25 Mar 2007 23:28:42 EDT

Researchers from the Center for Mass Destruction Defense (CMADD) at the University of Georgia have created a detailed simulation of the catastrophic impact a nuclear attack would have on American cities.

Channel: Science Tags: nuclear attack US cities impact study

Even Republicans Hate Our Health Care System

gatitabonitasen — Mon, 12 Mar 2007 09:34:11 EDT

Our health care system has gotten so bad that even Republicans acknowledge that it's broken -- so what's the best way to deal with it? Like the creature from the Black Lagoon, the health insurance monster has returned, creeping back onto the public stage. After President Clinton's jury-rigged pen to contain the monster collapsed in 1994, it never r

Channel: Politics Tags: Even Republicans Hate Our Health Care System

What is your taxpayer money paying for? Someone's doors!?

TheVisionary — Mon, 19 Mar 2007 01:49:08 EDT

Think all your tax dollars are going toward important things like healthcare and education? Think again, because a look into the Smithsonian's records shows that its chief spent $15,000 to replace the doors at his home and another $48,000 " for two chairs, a conference table and upholstery for his office suite." That's just the beginning.

Channel: News Tags: tax dollars crooked wasteful spending corruption business

How much reserves are needed for a home loan?

tomvoli — Wed, 07 Mar 2007 17:15:30 EST

When applying for a mortgage one thing you will be asked for is reserves. This is the amount of cash left after your purchase, or before your refinance.

Channel: Real Estate Tags: real estate reserves assets invest mortgage

Say goodbye to 100% stated income financing

tomvoli — Fri, 09 Mar 2007 09:42:07 EST

Yesterday lenders across the board announced the end of 100% stated income programs. The change was included any loans in process that have not yet locked their rates. Many borrowers currently in the process will be given the bad news and will have to adjust to 95% maximums.

Channel: Real Estate Tags: real estate stated income mortgage invest market

Investor real estate strategies are changing

tomvoli — Mon, 12 Mar 2007 12:20:31 EDT

With the pullback in loan to value ratios for stated income investors last week there is a need for new strategies for real estate investors. Many of these investors have been taking advantage of purchase opportunities and leveraging as much as they can to make the deal happen.

Channel: Real Estate Tags: real estate invest housing market trends mortgage

Stated income and retirees

tomvoli — Thu, 15 Mar 2007 11:36:49 EDT

Many are not aware that when you retire choosing stated income as a qualifying option may not be possible. This is because the credit report will report job status.

Channel: Real Estate Tags: real estate retirement stated income mortgage invest

Homeowners feeling pain from recent lender fallout

tomvoli — Fri, 16 Mar 2007 11:43:47 EDT

Over the past few months many of the subprime lenders have gone out of business with many more on the bubble. This was due to the 100% financing provided to borrowers that really didn't qualify for the loans they were approved for.

Channel: Real Estate Tags: real estate mortgage subprime invest adjustable rate

Get out of your adjustable rate mortgage while you can

tomvoli — Mon, 19 Mar 2007 10:35:10 EDT

The mortgage industry is expected to see $112 billion in losses over the next 6 years due mainly to mortgages that are adjustable. Many of these loans had attractive low fixed rates for a short period but once that period expires the adjustment can leave homeowners with a much higher payment that is simply unaffordable.

Channel: Real Estate Tags: real estate foreclosure adjustable rate arm mortgage

February better for housing but nothing to celebrate

tomvoli — Tue, 20 Mar 2007 12:16:41 EDT

The latest government reading on the housing market reported that February rebounded off the 9 year lows but the home builders are still pulling back on their plans for future building.

Channel: Real Estate Tags: real estate housing invest mortgage foreclosure

Should I use an agent or sell the home myself?

tomvoli — Wed, 21 Mar 2007 12:25:37 EDT

Buying or selling a home is likely the most important financial decision we make and deciding whether to use an agent or do it ourselves can be a very detrimental issue. There are pros and cons to both and they should be carefully considered.

Channel: Real Estate Tags: real estate mortgage agents invest commission