Member Since: March 5, 2008
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Money – Dealing with debt collectors is an art - just as is the way that they attempt to deal with you. Your credit rating is important, and they know that. Professional debt collectors spend every day using techniques that are proven to get results for them. They will hone in on your apparent weaknesses if you show any.
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Voted for on June 20, 2008 01:24pm
Money – If you need to raise your credit score, the first thing that you need to do is find out exactly where you stand in regards to credit. Everyone has a number assigned to their name between 300 and 850. This number dictates your ability to receive loans as well as the interest rates that you will have to pay on them.
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Voted for on June 20, 2008 01:23pm
Money – Find out more about NCO Financial, one of the top collection agencies in the world.
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Voted for on June 20, 2008 01:21pm
Money – Small businesses and other organizations used third party collection agencies to collect money that is owed to them. The time, energy and human resources necessary to collect overdue account balances distract their workforces from concentrating on core business responsibilities.
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Voted for on June 16, 2008 09:36am
Money – If you are a victim of identity theft, take the following four steps as soon as possible, and keep a record with the details of your conversations and copies of all correspondence.
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Voted for on June 03, 2008 08:58pm
Money – Did you know that settling some old debts can actually harm your credit score?
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Voted for on June 03, 2008 08:56pm
Money – Credit repair services should not be confused with credit counseling services. In fact, credit counseling can actually hurt your credit scores. Credit repair exists to improve your credit scores. It's very important not to get the two confused.
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Voted for on June 03, 2008 03:30am
Money – AFNI Inc., otherwise known as Anderson Financial Network, is a collection agency based out of Bloomington, Illinois. One of their biggest clients is Verizon. Besides their shady and harassing debt collecting tactics, AFNI is known to try to illegally collect on accounts that date back to the early 1990's.
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Voted for on May 27, 2008 06:45pm
Money – To improve your credit score is to give yourself a new lease on some of the most important aspects of living. We all need good credit in order to obtain desirable housing, automobiles and any of the other things in life that we wish for.
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Voted for on May 27, 2008 05:16am
Money – Having a credit score that is less than perfect is quite common these days. A single late or missed payment can drop your credit score by up to 100 points!
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Voted for on May 27, 2008 05:15am
Money – NCO Financial seems to be one of the largest collection agencies in the world. It's definitely one of the most searched for terms on the internet as far as debt collectors go. Many consumers want to know how to remove NCO Financial from their credit reports, so I have decided to write an article on the subject.
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Voted for on May 27, 2008 04:48am
Money – The Fair Credit Reporting Act (FCRA) is a federal law that was originally passed by Congress in 1970 to promote accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs). It was last amended in December of 2003.
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Voted for on May 25, 2008 03:31am
Money – It seems like more and more credit restoration services are popping up by the minute. You can spot the advertisements for them online, on television and on the radio almost everyday. While I believe the awareness of credit repair and the help available to consumers is a good thing, it can also be very confusing on who to turn to.
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Voted for on May 21, 2008 01:46am
Money – Let's face it. If you have bad credit you want it repaired as fast as possible. No one wants to go through life with bad credit. If you've been living with bad credit, it's time to do something about it right now. The good news is, if you act now you can be on your way to good credit in no time.
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Submitted and
Voted for on May 21, 2008 01:37am
Money – We all need to know how to raise a bad credit score. Unless your credit score is at a perfect 850, then there is some room for improvement. Most people do not understand that are many ways to be proactive and raise their credit scores.
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Submitted and
Voted for on May 12, 2008 09:25pm